Who We Are at Here & Now 4 U LLC

Privacy Policy

Effective Date: July 31, 2025

Last Updated: July 31, 2025

At Here & Now 4 U LLC (“Company,” “we,” “us,” or “our”), your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.herennow4u.com or any related domains (the “Site”).

By using the Site, you agree to the terms of this Privacy Policy.

1. Information We Collect

We may collect personal and non-personal information when you interact with our Site. This includes:

• Personal Information: Name, email address, phone number, mailing address, payment details, and any information you voluntarily submit (e.g., through forms, scheduling tools, or newsletter signups).
• Non-Personal Information: IP address, browser type, device type, pages visited, and other analytics data.

2. How We Use Your Information

We may use the information we collect to:

• Provide and manage services, consultations, or products you request
• Process transactions and send invoices or confirmations
• Communicate with you regarding appointments, offers, or updates
• Respond to inquiries and provide customer support
• Improve our website, marketing, and offerings
• Comply with legal obligations or enforce our terms and policies

3. Sharing Your Information

We do not sell or rent your personal information. We may share information with third parties only when necessary to:

• Process payments (e.g., through secure payment processors)
• Deliver services (e.g., scheduling, email automation, client portals)
• Comply with legal or regulatory requirements
• Protect the rights, property, or safety of our business or others

All third-party services used by our company are required to maintain the confidentiality and security of your information.

4. Data Retention

We retain your information only as long as necessary to fulfill the purposes described in this policy or as required by law.

5. Cookies and Tracking Technologies

Our Site may use cookies or similar tracking tools to enhance user experience, analyze trends, and track user behavior. You can disable cookies in your browser settings, but some site features may not function properly.

6. Your Rights and Choices

You have the right to:

• Access, update, or delete your personal information
• Opt out of marketing communications
• Request a copy of the data we have about you

To exercise these rights, contact us at ladonna@herennow4u.com.

7. Security

We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, disclosure, or misuse.

However, no method of transmission over the internet is 100% secure. We encourage you to use caution and report any suspicious activity.

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact:

Here & Now 4 U LLC

Email: ladonna@herennow4u.com

Mailing Address:

470 W Broad St #1228

Columbus, OH 43215

Terms & Conditions

Effective Date: August 22, 2025

Welcome to Here & Now 4 U LLC (“Company,” “we,” “our,” or “us”). By accessing or using our website, services, or products, you agree to be bound by these Terms & Conditions. Please read them carefully.

1. Use of Our Website

You agree to use this website for lawful purposes only and in a way that does not infringe upon the rights of others, restrict their use, or damage our business reputation.

2. Services

Here & Now 4 U LLC provides consulting, credit and financial education, wellness coaching, and related services. Services are offered by appointment only. All fees must be paid as outlined in our Payment & Cancellation Policy.

3. Products

Essentials 4U LLC offers physical wellness products, including but not limited to hair oils and detox kits. Product descriptions are provided for informational purposes. Results may vary depending on individual use.

4. Payments & Deposits

• A non-refundable deposit may be required at booking for services.
• Remaining balances must be paid before or at the time of service.
• For products, payment is due in full at checkout.

5. Refund & Return Policy

• Service deposits are non-refundable but may be applied toward rescheduling within 30 days.
• Product returns and refunds are governed by our Return & Refund Policy, which can be found on our website.

6. Intellectual Property

All website content, including text, graphics, logos, and resources, is the property of Here & Now 4 U LLC unless otherwise noted. You may not copy, reproduce, or distribute any content without prior written consent.

7. Limitation of Liability

We are not liable for any damages, losses, or results arising from the use of our services, products, or website. All services and products are provided “as is” without warranties of any kind.

8. Privacy

Your use of our website and services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information.

9. Governing Law

These Terms & Conditions are governed by the laws of the State of Ohio. Any disputes will be resolved in the courts of Cuyahoga County, Ohio.

10. Contact Us

If you have any questions about these Terms & Conditions, you can contact us at:

📧 Email: ladonna@herennow4u.com

📞 Toll-Free: 1-888-632-3975

📞 Cell: 814-985-0756